18 Wheeler Insurance Basics

Big rigs are like the sharks of the road: they are huge, threatening, and can cause a lot of damage. It is no secret that big rigs are dangerous to other vehicles on the road. There were around 3,179 fatal accidents involving big rigs in 2009; 16% of those were at the fault of the driver. Because big rigs are so dangerous and can cause so much damage, it is important for driver’s to get protected by 18 Wheeler Insurance. This type of liability coverage is specific to big rig drivers and protects them in cases of accidents and much more. The types of vehicles that are covered with Big Rig Insurance are:

• Auto hauler trailers
• Box trucks
• Dump trucks
• Flatbed trailers
• Flatbed trucks
• Front loaders
• Garbage trucks
• Pickup trucks
• Semi-trucks
• Tank trucks
• Tractors

Drivers of these trucks should definitely invest in 18 Wheeler Insurance. Big rig insurance doesn’t only cover damages made to other drivers. Some other common big rig coverage options include:

• Physical Damage (Collision and Comprehensive) - Covers the damage made to your vehicle during collisions. Comprehensive protects your vehicle from collisions as well as natural events like flood, high winds, and more.
• Cargo Coverage- This coverage handles the liability for damage to cargo that is being hauled. It also covers loss from fire, theft, collision, and the removal of debris if your cargo unloads on the road.
• No Trucking Liability- This coverage protects your truck if it receives any damage while you aren’t working.

Big rigs are high risk vehicles; you never want to be caught in a loss situation without the proper 18 Wheeler Insurance Policy. If you drive big rigs regularly, be sure to get protected. You can always get a 18 Wheeler Insurance quote online at any time. Do what you can to make the road a safer place.